Author: Alden Waverly

24 Nov
Can a Married Man Buy a House Without His Wife? New Zealand Rules Explained

Shared Ownership

Can a Married Man Buy a House Without His Wife? New Zealand Rules Explained

In New Zealand, a married man can buy a house without his wife's name on the title, but she still has legal rights to half its value under relationship property laws. Learn what you need to know before buying alone.

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23 Nov
How Much Are Closing Costs in North Carolina for First-Time Home Buyers?

First Time Buyer

How Much Are Closing Costs in North Carolina for First-Time Home Buyers?

First-time home buyers in North Carolina should expect to pay 2% to 5% of the home price in closing costs. Learn what’s included, who pays what, and how to save without risking your future.

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18 Nov
How Long Can You Stay in Student Accommodation? Rules, Contracts, and What Happens After Graduation

Student Accommodation

How Long Can You Stay in Student Accommodation? Rules, Contracts, and What Happens After Graduation

Student accommodation contracts typically last one academic year, but summer stays, postgraduate options, and post-graduation rules vary widely. Know your contract before you sign.

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16 Nov
Can I Afford a 700k House with a 100k Salary in Auckland?

First Time Buyer

Can I Afford a 700k House with a 100k Salary in Auckland?

Can you afford a $700k house on a $100k salary in Auckland? It's possible-but only with a large deposit, no debt, and serious budgeting. Here's what actually works for first-time buyers.

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16 Nov
What Is Shared Ownership in a Company? Understanding How It Works for Home Buyers

Shared Ownership

What Is Shared Ownership in a Company? Understanding How It Works for Home Buyers

Shared ownership lets you buy a portion of a home and pay rent on the rest. It’s a path to homeownership for those who can’t afford a full mortgage. Learn how it works, who qualifies, and how staircasing lets you own more over time.

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11 Nov
What Is the Pattern of Share Ownership in Shared Ownership Homes?

Shared Ownership

What Is the Pattern of Share Ownership in Shared Ownership Homes?

The pattern of share ownership in shared ownership homes lets buyers gradually increase their stake over time, reducing rent and building equity. Learn how staircasing works, when to buy more shares, and what pitfalls to avoid.

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8 Nov
Does Virginia Have a First Time Homebuyer Program? Here’s What’s Actually Available

First Time Buyer

Does Virginia Have a First Time Homebuyer Program? Here’s What’s Actually Available

Virginia offers several first-time homebuyer programs through VHDA, including interest-free down payment assistance, low-interest mortgages, and local grants. Learn who qualifies, how to apply, and what alternatives exist if you don't meet the criteria.

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5 Nov
Is It Better to Take Owner's Draw or Salary in a Shared Ownership Home?

Shared Ownership

Is It Better to Take Owner's Draw or Salary in a Shared Ownership Home?

Learn whether taking a salary or owner's draw is better for shared ownership homeowners, how lenders assess income, and how to structure your payments to qualify for buying more of your home.

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3 Nov
Which is the most trusted real estate brand in New Zealand?

Estate Agents

Which is the most trusted real estate brand in New Zealand?

The most trusted real estate brand in New Zealand isn't the biggest one-it's the one with agents who deliver consistent, honest service. Learn who leads in trust, how to pick the right agent, and what red flags to avoid.

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30 Oct
Do Shareholders Get Paid Monthly in Shared Ownership Homes?

Shared Ownership

Do Shareholders Get Paid Monthly in Shared Ownership Homes?

No, shared ownership shareholders don't get paid monthly. You pay rent and mortgage, not receive dividends. This explains how shared ownership really works-and why it's not a source of passive income.

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29 Oct
What Do You Call an Expensive Apartment? The Real Terms for Luxury Living

Luxury Apartments

What Do You Call an Expensive Apartment? The Real Terms for Luxury Living

An expensive apartment isn't just pricey-it's called a penthouse, mansion apartment, or residence. Learn the real terms, what makes them worth millions, and how to spot true luxury beyond the price tag.

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28 Oct
How Do Husband and Wife Own Property Together in New Zealand?

Legal

How Do Husband and Wife Own Property Together in New Zealand?

Husband and wife in New Zealand can own property as joint tenants or tenants in common. Each method affects inheritance, separation, and legal rights differently. Know your options before buying.

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