Loncor Property Solutions

Property Guides: Buy, Rent, Invest with Real‑World Tips

Looking for straight‑forward help on anything property? You’re in the right spot. This page gathers short, useful guides that break down the big questions – from how much house you can afford on a modest salary to the best way to pick an estate agent. No jargon, just the info you need to move forward.

Buying a Home Made Simple

First‑time buyers often wonder, “How much can I really afford?” Our articles walk you through the numbers. We show how lenders calculate debt‑to‑income ratios, why a 20 % down payment matters, and which credit score unlocks a mortgage for a £600k home. We also list red flags to watch when interviewing agents, so you don’t waste time on high fees or poor service.

Shared ownership and joint ownership are tempting ways to get on the ladder, but they come with hidden costs. Learn how many shares make you an owner, what taxes apply to an owner’s draw, and the risks of joint ownership disputes. Armed with this knowledge, you can decide whether a shared‑house route fits your budget and lifestyle.

Renting, Investing and Boosting Returns

If buying isn’t on the table yet, renting can still be a solid investment. Our guides explain how to calculate a good rental yield, what profit margin to aim for, and tricks to boost income without major renovations. We also cover timeshares – real yearly costs, maintenance fees, and what happens if you inherit one.

Looking beyond a single property? The 4‑3‑2‑1 rule helps investors compare options quickly, while luxury condo vs. apartment breakdowns let you weigh amenities against price. All articles are written to give you clear steps, not vague theory, so you can apply the advice today.

Whether you’re saving for a deposit, figuring out the right credit score, or just curious about the cost of a 20 % down payment on a £300k house, the property tag has you covered. Browse the list, pick a topic, and start making informed decisions without the fluff.

5 Feb

Discovering Shared Ownership: A Guide to Finding Your Share in Property

Shared Ownership

Discovering Shared Ownership: A Guide to Finding Your Share in Property

Shared ownership offers an affordable way to step onto the property ladder by allowing buyers to purchase a share of a home and pay rent on the rest. This approach makes housing accessible for those who cannot afford full property prices. The process involves evaluating financial eligibility, finding suitable properties, and understanding the long-term implications. Discover the ins and outs of shared ownership to determine if it's the right path for your homeownership journey.

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