Loncor Property Solutions

Real Estate – Expert Tips, Guides and Tools

Welcome to the real‑estate hub on Loncor Property Solutions. Whether you’re hunting for your first flat, weighing a rental investment, or just curious about mortgage numbers, we’ve gathered the most useful articles in one place. Everything here is written in plain English, so you can skip the jargon and get straight to the facts you need.

Buying a home can feel like solving a puzzle with missing pieces. Our guide "How Much House Can I Afford on $36,000 a Year?" breaks down the exact math lenders use, shows you realistic price ranges and even gives you a quick checklist to improve your approval chances. No fluff – just the numbers you need to decide if that two‑bedroom is within reach.

If you’re looking at rentals, the article "Rental Property Profit: How Much Should You Aim For?" tells you what a good return looks like in 2025 and shares three proven ways to boost your cash flow. From tweaking rent rates to cutting unnecessary expenses, you’ll walk away with a clear profit target.

Top Real‑Estate Guides You’ll Want to Read

Choosing the right estate agent can save you thousands. Our checklist in "How to Choose a Good Estate Agent" lists the questions to ask, red flags to watch, and how to compare fees without getting overwhelmed. Follow the steps and you’ll feel confident walking into any meeting.

Thinking about buying a house with no deposit? The piece "Buying a House With No Money Down" weighs the risks and rewards, explains zero‑deposit mortgage options and points out hidden costs that catch most first‑timers off‑guard. It’s the quick reality‑check you need before signing any paper.

Credit scores matter more than most people realize. In "Credit Score Needed to Buy a $600k Home" we reveal the exact score range lenders look for, why a higher score saves you big on interest, and three simple actions to boost your number fast.

For investors, the timeless 2% rule gets a 2025 update in our article "2% Rule for Investment Property: Does It Still Work?" It shows you when the rule is useful, when it misleads, and a quick spreadsheet you can copy‑paste to test any property.

Shared ownership is gaining popularity, but it’s not without pitfalls. Our guide "Disadvantages of Home Ownership: What Shared Owners Should Know" outlines three hidden drawbacks like extra fees, limited control and resale challenges, then offers practical tips to protect yourself.

All these pieces share one goal: give you actionable steps you can apply today. No academic theory, just real‑world advice that works for UK buyers, renters and investors alike.

Got a question after reading? Use the comment box at the end of each article or drop us a line. Our team reads every message and will help you sort out the next step, whether that’s crunching numbers, finding a trusted agent, or figuring out the best mortgage route.

Bookmark this tag page and check back often – we add fresh content every month. The more you explore, the sharper your property decisions become, and the faster you’ll land the home or investment that fits your life.

2 Aug

How Many Shares Make You an Owner? Understanding Ownership in Shared Property

Shared Ownership

How Many Shares Make You an Owner? Understanding Ownership in Shared Property

Find out exactly how many shares make you a property owner, how it works, and what it means for rights, decisions, and your investment. Real talk, real facts.

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19 Jul

Luxury Living: What Counts as True Luxury Today?

Luxury Apartments

Luxury Living: What Counts as True Luxury Today?

What is luxury in 2025? Dive deep into how real estate, design, and lifestyle redefine luxury living, with expert tips and surprising insights.

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13 Jul

Luxury Condo vs Apartment: Key Differences for Modern Urban Living

Luxury Apartments

Luxury Condo vs Apartment: Key Differences for Modern Urban Living

Explore how luxury condos and apartments differ. Learn about amenities, ownership, costs, and lifestyles, and get tips to decide what fits your needs best.

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18 Jun

Do I Pay Taxes on Owner's Draw? Shared Ownership Explained

Shared Ownership

Do I Pay Taxes on Owner's Draw? Shared Ownership Explained

Sharing a home with others sounds simple, but taxes on owner's draw can get confusing fast. This article explains what an owner's draw is in the context of shared ownership homes, breaks down if and how taxes come into play, and highlights common mistakes homeowners make. You'll also find practical tips for staying out of trouble with the IRS and handling your taxes smoothly. Whether you're new to shared ownership or already living it, you'll walk away confident about the tax side of owner's draws.

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4 May

How to Find Out How Much Your Property Is Worth

Property Valuation

How to Find Out How Much Your Property Is Worth

Curious how much your property is actually worth today? This guide shows how everyday homeowners can dig up accurate values without getting lost in the jargon. Discover free online tools, what real estate agents really offer, the basics of appraisals, and quirky things that bump your value up or down. Make smarter decisions on selling, refinancing, or just keeping tabs on your biggest asset.

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20 Apr

Does Owning Shares Make You an Owner? The Truth About Shared Ownership Homes

Shared Ownership

Does Owning Shares Make You an Owner? The Truth About Shared Ownership Homes

This article breaks down what it really means to own shares in a shared ownership home. You'll learn if having shares makes you a true owner, what rights and limitations come with it, and how this setup compares to outright buying a property. Real-life examples and handy tips show what to expect when dealing with shared ownership. If you're thinking about getting into the property market, this guide will help you decide if the shared route fits your goals. Find out about the pitfalls and the perks before you sign anything.

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5 Apr

Who is Best to Sell Your House With? Choosing the Right Estate Agent

Estate Agents

Who is Best to Sell Your House With? Choosing the Right Estate Agent

Choosing the right estate agent can make a big difference when selling your house. Whether you're looking to get the best price or sell quickly, the right agent will guide you through the process. Consider factors like local market knowledge, communication style, and fees. Learn tips and insights to make an informed choice.

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3 Apr

How to Value a Property: A Practical Guide

Property Valuation

How to Value a Property: A Practical Guide

Valuing a property is crucial whether you're buying, selling, or just curious about the current market. This guide breaks down the key factors that affect a property's value, such as location, condition, and market trends. We'll explain how to use comparables, examine local market conditions, and even consider future developments. By the end, you'll have a solid understanding of the property valuation process and practical tips to apply.

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31 Mar

Best Investments for Daily Income: Exploring Shared Ownership Homes

Property Investment

Best Investments for Daily Income: Exploring Shared Ownership Homes

Shared ownership homes offer a unique investment opportunity, allowing buyers to own a portion of a property while generating daily income. This strategy combines the benefits of home ownership with the flexibility of renting, making it an attractive option for those seeking steady earnings. Discover how shared ownership works, potential returns, and essential tips for ensuring a successful investment. Understand the balance of risk and reward to determine if this approach fits your financial goals.

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5 Mar

Discover the Perks of Owning a Share in Housing

Shared Ownership

Discover the Perks of Owning a Share in Housing

Shared ownership homes have become a popular choice for many who aspire to own property while managing their finances effectively. This article explores the advantages of owning a share in a home, including reduced initial costs and lower monthly payments compared to traditional homeownership. It will also highlight the flexibility and potential to increase your stake over time. Furthermore, we'll touch on the associated responsibilities and the long-term investment benefits.

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2 Mar

Understanding Estate Agent Fees: What Percentage Do They Charge?

Estate Agents

Understanding Estate Agent Fees: What Percentage Do They Charge?

When selling property, understanding estate agent fees is crucial. Most agents charge a percentage that can vary based on several factors. Knowing these fees can help you budget and negotiate effectively. Discover how these percentages typically range and what influences them. Equip yourself with knowledge to make smart decisions when engaging estate agents.

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23 Dec

Do First-Time Homebuyers Really Need a 20% Down Payment?

Real Estate

Do First-Time Homebuyers Really Need a 20% Down Payment?

For many first-time homebuyers, the prospect of putting down 20% on a new home can be daunting. This article delves into the current trends and options available for those entering the housing market. It explores whether a 20% down payment is necessary, the benefits and drawbacks of paying less, and alternative financing options. Readers will learn valuable insights into the home buying process tailored for beginners.

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