How to Write a Simple, Legal Will in the UK

Putting together a will might feel like a big chore, but it’s really just a list of your wishes. With a few clear steps you can protect the people you love and avoid extra costs later.

Why You Need a Will

If you die without a will, the court decides who gets what. That process, called intestacy, can leave your partner or kids with less than you intended and can take months to settle. A written will tells the probate court exactly how you want your estate handled, which speeds things up and cuts down on family arguments.

Even if you think you don’t have much to leave, a will can name an executor, set up a guardian for minor children, and give instructions for personal items that matter to you.

Step‑by‑Step Guide to Writing Your Will

1. List your assets. Write down property, savings, investments, vehicles, and anything else of value. Include approximate values – you don’t need exact figures.

2. Decide who gets what. Choose beneficiaries for each item. You can split cash 50/50 between partners, leave a family heirloom to a sibling, or set up a trust for a grandchild.

3. Choose an executor. This is the person who will carry out your wishes. Pick someone trustworthy, organized, and preferably nearby. You can also name an alternate in case the first can’t act.

4. Appoint a guardian for any minors. If you have children under 18, name who should care for them. This is often the toughest decision, so discuss it with the potential guardian first.

5. Write the will. You can use a reputable online template, a solicitor, or a DIY software. Keep language simple: “I leave my house at 12 Oak Street to my wife, Jane Doe.” Avoid vague terms like “my belongings” – be specific.

6. Sign and witness. In England and Wales, you must sign your will in front of two independent witnesses who are not beneficiaries. They also need to sign, confirming they witnessed you sign.

7. Store it safely. Keep the original in a fire‑proof safe, a bank’s safe deposit box, or with your solicitor. Tell your executor where it is – a lost will means the court will treat you as intestate.

8. Review regularly. Life changes – marriage, divorce, birth of a child, or a big inheritance – all merit an update. A quick annual check keeps the document current.

That’s it. No legal jargon, no endless forms. Follow these steps and you’ll have a solid will that protects your loved ones and keeps the probate process smooth.

If you’re unsure about any part, a short consultation with a solicitor can give peace of mind. It costs a little now but can save your family a lot of stress later.