Loncor Property Solutions

All the Housing Help You Need, Straightforward and Real

Looking for solid advice on buying, renting, or sharing a home? You’re in the right spot. Below you’ll find short, practical guides that cut the jargon and give you the facts you can actually use. Whether you’re saving for a deposit or figuring out how to split bills with housemates, we’ve got a quick answer.

Buying and Affordability

First‑time buyer? Start by figuring out how much house you can really afford. Our "How Much House Can I Afford" articles break down the math lenders use – from income to debt‑to‑income ratios – so you can see a realistic price range. We also cover what credit score you need for a £600k home, what a 20% down payment looks like on a £300k property, and how a $100k salary translates into buying power.

If you’re thinking about a zero‑deposit purchase, we explain the risks and what to watch for. The key takeaway is simple: know your budget, understand the loan terms, and compare at least three lenders before you sign anything.

Renting, Shared Living & Ownership

Renting isn’t just about the monthly rent. Our "Rental Property Profit" guide shows you how to calculate a good return and which upgrades actually boost income. For shared ownership, we outline the pros and cons, explain how many shares make you an owner, and warn about joint‑ownership pitfalls like legal disputes and inheritance issues.

Got a timeshare that might be passed down? Our timeshare guide tells you the real yearly costs, hidden fees, and what to do if you inherit one. And if you’re living with flatmates, we give you a cheat‑sheet on guest policies, division of chores, and handling owner’s draw taxes without a headache.

All these articles are written for real people with real questions. No fluff, no academic talk – just clear steps you can take today. Browse the list, pick the topic that matches your situation, and start making informed housing decisions right away.

20 Jul

How Do Ownership Shares Work? Simple Guide for Buyers and Investors

Shared Ownership

How Do Ownership Shares Work? Simple Guide for Buyers and Investors

Ever wondered how ownership shares in property work? Dive into this clear, practical guide—covering split ownership, legal basics, financing tips, and key stats you can use.

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21 May

Share Ownership Structure: How It Works for Shared Ownership Homes

Shared Ownership

Share Ownership Structure: How It Works for Shared Ownership Homes

Curious how shared ownership actually works behind the scenes? This article breaks down the share ownership structure for shared ownership homes in plain English. You'll get clear answers on percentages, responsibilities, and what changes if you buy more shares. Plus, pick up tips on avoiding common surprises. Whether you're just exploring options or already browsing listings, you'll leave knowing what to look for.

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16 Mar

How Owners Get Paid in Shared Ownership Homes

Real Estate

How Owners Get Paid in Shared Ownership Homes

While shared ownership homes might sound puzzling, they offer a way for people to own a part of a property while still renting a portion. Understanding how owners get paid in this setup can be quite rewarding. This article breaks down the essential details of payment processes and useful tips about shared ownership homes. Learn more about rental income, managing shares, and how profit distribution works.

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5 Mar

Discover the Perks of Owning a Share in Housing

Shared Ownership

Discover the Perks of Owning a Share in Housing

Shared ownership homes have become a popular choice for many who aspire to own property while managing their finances effectively. This article explores the advantages of owning a share in a home, including reduced initial costs and lower monthly payments compared to traditional homeownership. It will also highlight the flexibility and potential to increase your stake over time. Furthermore, we'll touch on the associated responsibilities and the long-term investment benefits.

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