All the Housing Help You Need, Straightforward and Real
Looking for solid advice on buying, renting, or sharing a home? You’re in the right spot. Below you’ll find short, practical guides that cut the jargon and give you the facts you can actually use. Whether you’re saving for a deposit or figuring out how to split bills with housemates, we’ve got a quick answer.
Buying and Affordability
First‑time buyer? Start by figuring out how much house you can really afford. Our "How Much House Can I Afford" articles break down the math lenders use – from income to debt‑to‑income ratios – so you can see a realistic price range. We also cover what credit score you need for a £600k home, what a 20% down payment looks like on a £300k property, and how a $100k salary translates into buying power.
If you’re thinking about a zero‑deposit purchase, we explain the risks and what to watch for. The key takeaway is simple: know your budget, understand the loan terms, and compare at least three lenders before you sign anything.
Renting, Shared Living & Ownership
Renting isn’t just about the monthly rent. Our "Rental Property Profit" guide shows you how to calculate a good return and which upgrades actually boost income. For shared ownership, we outline the pros and cons, explain how many shares make you an owner, and warn about joint‑ownership pitfalls like legal disputes and inheritance issues.
Got a timeshare that might be passed down? Our timeshare guide tells you the real yearly costs, hidden fees, and what to do if you inherit one. And if you’re living with flatmates, we give you a cheat‑sheet on guest policies, division of chores, and handling owner’s draw taxes without a headache.
All these articles are written for real people with real questions. No fluff, no academic talk – just clear steps you can take today. Browse the list, pick the topic that matches your situation, and start making informed housing decisions right away.