What is a Disadvantage of Joint Ownership?
Explore the biggest drawback of joint ownership, especially for shared‑ownership homes, and learn how to protect yourself with legal safeguards and smart planning.
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19 Oct
18 Oct
What does 100% ownership mean? Explained for shared ownership buyers
Learn what 100% ownership means, how it differs from shared ownership, legal and financial implications, and steps to achieve full ownership of a home.
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17 Oct
How Much Mortgage Can I Get on a $70,000 Salary? A First‑Time Buyer Guide
Learn how much mortgage you can secure on a $70,000 salary in New Zealand, covering ratios, deposits, rates, and step‑by‑step application tips.
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16 Oct
How to Talk to an Estate Agent: Proven Tips for Buyers
Learn how to confidently talk to an estate agent, from preparation and key questions to negotiation tips and follow‑up etiquette for buyers.
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15 Oct
Share of Ownership Defined: What It Means for Shared Ownership Homes
Learn what a share of ownership means, how shared‑ownership schemes work, key financial figures, benefits for first‑time buyers, and steps to get started.
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14 Oct
How Home Shares Work: A Complete Guide for Buyers
Learn how home shares work, from ownership splits and mortgages to legal agreements and pros‑cons, so you can decide if this shared‑ownership model fits your needs.
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13 Oct
Understanding Shared Ownership: Terms, Types, and How to Set It Up
Learn the exact term for sharing property ownership, explore joint tenancy, tenancy in common, and co‑ownership, and get step‑by‑step guidance on setting up the right arrangement.
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12 Oct
Mortgage Borrowing Power: How Much Can You Borrow Based on Income?
Learn how lenders turn your salary into a mortgage limit, the key ratios that cap your loan, and step‑by‑step calculations to estimate how much you can borrow.
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12 Oct
How Much House Can I Afford on a $70,000 Salary?
Find out exactly how much house a $70,000 annual salary can afford, with step‑by‑step calculations, down‑payment tips, and real‑world examples for first‑time buyers.
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9 Oct
How Much House Can You Buy with $50,000?
Learn how far $50,000 can stretch when buying a home in New Zealand. Get budget breakdowns, mortgage calculations, location tips, financing options, and a step‑by‑step checklist.
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8 Oct
Understanding Co-ownership: How Joint Tenancy & Tenancy in Common Work
Learn how co-ownership works, from joint tenancy and tenancy in common to shared equity schemes. Get step‑by‑step guidance, legal tips, and a clear comparison table.
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