Category: First Time Buyer - Page 2

16 Nov
Can I Afford a 700k House with a 100k Salary in Auckland?

First Time Buyer

Can I Afford a 700k House with a 100k Salary in Auckland?

Can you afford a $700k house on a $100k salary in Auckland? It's possible-but only with a large deposit, no debt, and serious budgeting. Here's what actually works for first-time buyers.

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8 Nov
Does Virginia Have a First Time Homebuyer Program? Here’s What’s Actually Available

First Time Buyer

Does Virginia Have a First Time Homebuyer Program? Here’s What’s Actually Available

Virginia offers several first-time homebuyer programs through VHDA, including interest-free down payment assistance, low-interest mortgages, and local grants. Learn who qualifies, how to apply, and what alternatives exist if you don't meet the criteria.

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26 Oct
What Is the Minimum Credit Score to Buy a House in NC?

First Time Buyer

What Is the Minimum Credit Score to Buy a House in NC?

Find out the exact credit‑score thresholds needed to buy a house in North Carolina, with details on FHA, conventional and state‑backed loans, plus tips to boost your score fast.

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24 Oct
How to Borrow $100,000 from a Bank - First‑Time Home Buyer Guide

First Time Buyer

How to Borrow $100,000 from a Bank - First‑Time Home Buyer Guide

Step‑by‑step guide showing first‑time buyers how to secure a $100,000 bank loan, from credit checks to settlement.

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20 Oct
North Carolina First-Time Home Buyer Qualification Guide

First Time Buyer

North Carolina First-Time Home Buyer Qualification Guide

Step-by-step guide for North Carolina first‑time home buyers covering credit, income limits, state programs, loan comparisons, and a checklist to qualify.

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12 Oct
How Much House Can I Afford on a $70,000 Salary?

First Time Buyer

How Much House Can I Afford on a $70,000 Salary?

Find out exactly how much house a $70,000 annual salary can afford, with step‑by‑step calculations, down‑payment tips, and real‑world examples for first‑time buyers.

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9 Jul
How Much Income Is Needed to Afford a $500,000 House in 2025?

First Time Buyer

How Much Income Is Needed to Afford a $500,000 House in 2025?

Thinking of buying a $500k house? Get the real 2025 numbers on income, down payment, and costs so you know what it takes to get those keys.

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15 Jun
Virginia Down Payment Assistance: What First-Time Buyers Need to Know

First Time Buyer

Virginia Down Payment Assistance: What First-Time Buyers Need to Know

Thinking about buying your first home in Virginia? This article breaks down the key facts about down payment assistance programs available across the state. Learn who qualifies, what the actual programs offer, and how you can make use of them. Get insider tips that could help you save thousands and make your home buying process less stressful. Real examples, simple steps, and facts you won't want to miss.

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14 Jun
NC Down Payment Grant: What Every First-Time Home Buyer Needs to Know

First Time Buyer

NC Down Payment Grant: What Every First-Time Home Buyer Needs to Know

Curious about the NC down payment grant? This article breaks down exactly what it is, who qualifies, and how you can use it to buy your first home. If you're looking for real tips and up-to-date facts to get you started, you'll find honest answers here. Plus, you'll get tricks to improve your chances and avoid the usual mistakes. Whether you're stuck on saving or just unsure what's available, this is your go-to guide for North Carolina's grant program.

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12 Jun
Best Bank for First Time Home Buyer Programs in 2025

First Time Buyer

Best Bank for First Time Home Buyer Programs in 2025

Figuring out which bank offers the best first time home buyer program can be tough. This article lays out the banks that stand out right now, what their programs really offer, and how to sort through the fine print. You'll get tips on comparing rates, understanding down payment help, and using pre-approval to your advantage. By the end, you'll feel way less confused about picking the right bank.

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7 Jun
What Credit Score is Needed to Buy a House?

First Time Buyer

What Credit Score is Needed to Buy a House?

Thinking about buying your first house? Your credit score can make or break the process. This article breaks down what score you need for different types of mortgages, why lenders care so much, and the real impact your score has on your loan options. Find out why a good score saves you so much money and what you can do if your number isn't where you want it yet. Learn the next moves to make your home dream a real thing.

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4 Jun
FHA Loan Downside: What First-Time Buyers Need to Know

First Time Buyer

FHA Loan Downside: What First-Time Buyers Need to Know

Thinking about an FHA loan? There are a few things you should know before you get too excited. This article lays out the main drawbacks, like mortgage insurance and property limits, so you can go in with your eyes open. If you're a first-time home buyer, you'll find straight answers about real costs and what to watch out for. See how the small print affects your budget so there are no surprises later.

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