North Carolina First-Time Home Buyer Qualification Guide
Step-by-step guide for North Carolina first‑time home buyers covering credit, income limits, state programs, loan comparisons, and a checklist to qualify.
Read MoreCategory: First Time Buyer - Page 2
20
Oct
12
Oct
How Much House Can I Afford on a $70,000 Salary?
Find out exactly how much house a $70,000 annual salary can afford, with step‑by‑step calculations, down‑payment tips, and real‑world examples for first‑time buyers.
Read More
9
Jul
How Much Income Is Needed to Afford a $500,000 House in 2025?
Thinking of buying a $500k house? Get the real 2025 numbers on income, down payment, and costs so you know what it takes to get those keys.
Read More
15
Jun
Virginia Down Payment Assistance: What First-Time Buyers Need to Know
Thinking about buying your first home in Virginia? This article breaks down the key facts about down payment assistance programs available across the state. Learn who qualifies, what the actual programs offer, and how you can make use of them. Get insider tips that could help you save thousands and make your home buying process less stressful. Real examples, simple steps, and facts you won't want to miss.
Read More
14
Jun
NC Down Payment Grant: What Every First-Time Home Buyer Needs to Know
Curious about the NC down payment grant? This article breaks down exactly what it is, who qualifies, and how you can use it to buy your first home. If you're looking for real tips and up-to-date facts to get you started, you'll find honest answers here. Plus, you'll get tricks to improve your chances and avoid the usual mistakes. Whether you're stuck on saving or just unsure what's available, this is your go-to guide for North Carolina's grant program.
Read More
12
Jun
Best Bank for First Time Home Buyer Programs in 2025
Figuring out which bank offers the best first time home buyer program can be tough. This article lays out the banks that stand out right now, what their programs really offer, and how to sort through the fine print. You'll get tips on comparing rates, understanding down payment help, and using pre-approval to your advantage. By the end, you'll feel way less confused about picking the right bank.
Read More
7
Jun
What Credit Score is Needed to Buy a House?
Thinking about buying your first house? Your credit score can make or break the process. This article breaks down what score you need for different types of mortgages, why lenders care so much, and the real impact your score has on your loan options. Find out why a good score saves you so much money and what you can do if your number isn't where you want it yet. Learn the next moves to make your home dream a real thing.
Read More
4
Jun
FHA Loan Downside: What First-Time Buyers Need to Know
Thinking about an FHA loan? There are a few things you should know before you get too excited. This article lays out the main drawbacks, like mortgage insurance and property limits, so you can go in with your eyes open. If you're a first-time home buyer, you'll find straight answers about real costs and what to watch out for. See how the small print affects your budget so there are no surprises later.
Read More
1
Jun
Is a 900 Credit Score Possible? Truths Every First-Time Homebuyer Should Know
Wondering if a 900 credit score exists? Loads of first-time homebuyers get tripped up by credit score myths, especially when searching for their dream house. This article breaks down the real highest credit score out there, what it takes to get top marks, and what actually matters for your mortgage. You'll get straight facts, practical tips, and a few surprises about how lenders really see your score. If you're feeling lost in the numbers, this guide turns all the credit confusion into something you can use.
Read More
3
May
How Rare Is an 800 Credit Score? The Truth for First-Time Buyers
Ever wondered how many people actually have an 800 credit score? This article breaks down just how rare it is and what it really means for first-time homebuyers. We’ll cover where you stand, how lenders see you, and the real benefits (and myths) tied to this top score. Plus, you’ll get action-ready tips to aim higher—without losing your mind over it. Get practical advice that actually matters when you're buying your first home.
Read More
30
Apr
Credit Score for $300k House: What You Really Need
Curious what credit score you need to buy a $300,000 house? This article breaks down the numbers and shows how your score impacts your mortgage. You'll get real examples, insider tips, and avoid common mistakes first-time buyers make. Find out how much you really need—and what to do if your score isn't quite there. It's a straight-shooting guide to getting a mortgage that actually fits your life.
Read More
19
Apr
How Much Do Most First Time Home Buyers Put Down? Real Numbers & Smart Tips
First-time home buyers often wonder how much money they should put down when buying a house. This article breaks down the real numbers, looks at national averages, and explains why you might not need the traditional 20%. We’ll cover popular programs, what affects your down payment, and give simple tips to help you save more. Whether you’re close to buying or just checking your options, you’ll get practical advice—not just theory. No jargon, just clear info to ease your first big purchase.
Read More