Loncor Property Solutions

4 Jun

FHA Loan Downside: What First-Time Buyers Need to Know

first time buyer homes

FHA Loan Downside: What First-Time Buyers Need to Know

Thinking about an FHA loan? There are a few things you should know before you get too excited. This article lays out the main drawbacks, like mortgage insurance and property limits, so you can go in with your eyes open. If you're a first-time home buyer, you'll find straight answers about real costs and what to watch out for. See how the small print affects your budget so there are no surprises later.

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1 Jun

Is a 900 Credit Score Possible? Truths Every First-Time Homebuyer Should Know

first time buyer homes

Is a 900 Credit Score Possible? Truths Every First-Time Homebuyer Should Know

Wondering if a 900 credit score exists? Loads of first-time homebuyers get tripped up by credit score myths, especially when searching for their dream house. This article breaks down the real highest credit score out there, what it takes to get top marks, and what actually matters for your mortgage. You'll get straight facts, practical tips, and a few surprises about how lenders really see your score. If you're feeling lost in the numbers, this guide turns all the credit confusion into something you can use.

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1 Jun

2% Rule for Investment Property: Does It Still Work in 2025?

buy to let properties

2% Rule for Investment Property: Does It Still Work in 2025?

The 2% rule has been a go-to shortcut for property investors trying to judge if a rental property makes financial sense. This article breaks down what the 2% rule is, if it still works in 2025, and its real-world strengths and weak spots. Readers will learn how to quickly calculate the 2% rule, see why it might trip up beginners, and get practical tips on using it without falling into costly traps. You'll walk away with clear, actionable ideas on using (or skipping) this formula when checking your next buy to let deal.

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29 May

iQ Accommodation: What Does It Really Provide for Students?

student accommodation

iQ Accommodation: What Does It Really Provide for Students?

Curious about what iQ accommodation actually offers? This article breaks down the essentials you get with iQ as a student, from room types and security to social events and all-in costs. Find out what sets iQ apart, what’s included in your rent, and get helpful tips for making the most of your student housing experience. We cover hidden costs, location perks, and extras most students miss. If you're thinking about booking with iQ or just want the hard facts before signing a lease, this guide keeps it simple and real.

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25 May

Estate Agents Near Me: What Do You Say When Contacting a Real Estate Agent?

estate agents near me

Estate Agents Near Me: What Do You Say When Contacting a Real Estate Agent?

Not sure what to say when reaching out to a real estate agent? This article breaks down what to include in your first message or call, why honesty pays off, and tips for getting quick and useful replies. You'll learn the common mistakes people make, how to ask the right questions, and what info helps agents help you. Get ready to make your home search or sale way smoother.

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24 May

How Much Do Most Real Estate Agents Charge? Get the Facts Near You

estate agents near me

How Much Do Most Real Estate Agents Charge? Get the Facts Near You

Ever wondered how much a real estate agent really costs? This article breaks down what most agents charge, why those numbers aren't always set in stone, and what you get for your money. It digs into the standard commission structure, what influences an agent's fee, and ways you might be able to save. Learn why asking the right questions can make a huge difference if you're planning to buy or sell a home. You'll walk away knowing exactly what to expect, and maybe even how to negotiate a better deal.

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21 May

Share Ownership Structure: How It Works for Shared Ownership Homes

shared ownership homes

Share Ownership Structure: How It Works for Shared Ownership Homes

Curious how shared ownership actually works behind the scenes? This article breaks down the share ownership structure for shared ownership homes in plain English. You'll get clear answers on percentages, responsibilities, and what changes if you buy more shares. Plus, pick up tips on avoiding common surprises. Whether you're just exploring options or already browsing listings, you'll leave knowing what to look for.

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18 May

Can Two Friends Buy a House Together on Loan?

shared ownership homes

Can Two Friends Buy a House Together on Loan?

Thinking about buying a house with a friend? It's possible, but comes with a lot to think about. This guide breaks down how two friends can get a mortgage together, what lenders look for, and the pitfalls to watch out for. Dive into practical tips, legal must-knows, and real talk about sharing ownership and responsibility. If you're outpriced solo, teaming up could be the move—but only with your eyes wide open.

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18 May

Cheap Houses for Sale: Where Can You Buy a House for $50K?

cheap houses for sale

Cheap Houses for Sale: Where Can You Buy a House for $50K?

Looking for a home for $50,000 or less? This article breaks down real locations around the world where properties are actually in your price range. You'll learn which countries offer the best deals, what types of houses you can expect, and what to watch out for in the buying process. Plus, you’ll get key tips to steer clear of common mistakes. Whether you want a fixer-upper or somewhere ready to move in, this is your guide to budget-friendly real estate.

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14 May

Shared Equity Agreements: Are They Really a Good Idea?

shared ownership homes

Shared Equity Agreements: Are They Really a Good Idea?

Shared equity agreements can seem like the perfect shortcut to owning a home when prices feel totally out of reach. This article breaks down how these agreements work, who they actually help, and the pros and cons you probably won’t hear from the sales pitch. Get familiar with the risks, real-life costs, and what to watch for if this path seems like your best shot at getting your own place. Useful tips and facts will help you decide if shared equity is a smart move, or just another flashy idea with big catches.

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11 May

Why Is ESOP Risky? What Shared Ownership Home Buyers Need to Know

shared ownership homes

Why Is ESOP Risky? What Shared Ownership Home Buyers Need to Know

ESOP stands for the 'Equity Loan Shared Ownership Program', and while it looks appealing on the surface, there are some serious risks hidden in the fine print. This article gets straight to the point—why ESOP could end up being a financial headache for people hoping to own a home. We’ll look at how these schemes work, where buyers can get tripped up, and real-life problems people face. Expect helpful tips for avoiding costly mistakes. If shared ownership feels confusing, you’re in the right place.

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10 May

How to Price Shared Ownership Homes: A Straightforward Guide

shared ownership homes

How to Price Shared Ownership Homes: A Straightforward Guide

Figuring out how to price shares of ownership for a home can feel confusing, especially if you're new to the shared ownership world. This article breaks down exactly how home shares are valued, why the price matters, what affects it, and gives you real tips for getting the best deal. You'll find quick pointers on valuations, equity percentages, and what costs to look out for. Everything is explained in plain English, minus the jargon. If you're thinking of buying or selling a shared ownership home, this guide clears up the process.

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