Author: Alden Waverly - Page 3

Shared Ownership

What is a Disadvantage of Joint Ownership?

• Alden Waverly
• 0

Explore the biggest drawback of joint ownership, especially for shared‑ownership homes, and learn how to protect yourself with legal safeguards and smart planning.

Shared Ownership

What does 100% ownership mean? Explained for shared ownership buyers

• Alden Waverly
• 0

Learn what 100% ownership means, how it differs from shared ownership, legal and financial implications, and steps to achieve full ownership of a home.

Home Finance

How Much Mortgage Can I Get on a $70,000 Salary? A First‑Time Buyer Guide

• Alden Waverly
• 0

Learn how much mortgage you can secure on a $70,000 salary in New Zealand, covering ratios, deposits, rates, and step‑by‑step application tips.

Estate Agents

How to Talk to an Estate Agent: Proven Tips for Buyers

• Alden Waverly
• 0

Learn how to confidently talk to an estate agent, from preparation and key questions to negotiation tips and follow‑up etiquette for buyers.

Shared Ownership

Share of Ownership Defined: What It Means for Shared Ownership Homes

• Alden Waverly
• 0

Learn what a share of ownership means, how shared‑ownership schemes work, key financial figures, benefits for first‑time buyers, and steps to get started.

Shared Ownership

How Home Shares Work: A Complete Guide for Buyers

• Alden Waverly
• 0

Learn how home shares work, from ownership splits and mortgages to legal agreements and pros‑cons, so you can decide if this shared‑ownership model fits your needs.

Shared Ownership

Understanding Shared Ownership: Terms, Types, and How to Set It Up

• Alden Waverly
• 0

Learn the exact term for sharing property ownership, explore joint tenancy, tenancy in common, and co‑ownership, and get step‑by‑step guidance on setting up the right arrangement.

Home Finance

Mortgage Borrowing Power: How Much Can You Borrow Based on Income?

• Alden Waverly
• 0

Learn how lenders turn your salary into a mortgage limit, the key ratios that cap your loan, and step‑by‑step calculations to estimate how much you can borrow.

First Time Buyer

How Much House Can I Afford on a $70,000 Salary?

• Alden Waverly
• 0

Find out exactly how much house a $70,000 annual salary can afford, with step‑by‑step calculations, down‑payment tips, and real‑world examples for first‑time buyers.

Home Finance

What Makes a Home Eligible for FHA Approval?

• Alden Waverly
• 0

Affordable Homes

How Much House Can You Buy with $50,000?

• Alden Waverly
• 0

Learn how far $50,000 can stretch when buying a home in New Zealand. Get budget breakdowns, mortgage calculations, location tips, financing options, and a step‑by‑step checklist.

Shared Ownership

Understanding Co-ownership: How Joint Tenancy & Tenancy in Common Work

• Alden Waverly
• 0

Learn how co-ownership works, from joint tenancy and tenancy in common to shared equity schemes. Get step‑by‑step guidance, legal tips, and a clear comparison table.