Loncor Property Solutions

Author: Alden Waverly - Page 3

12 Jun

Best Bank for First Time Home Buyer Programs in 2025

First Time Buyer

Best Bank for First Time Home Buyer Programs in 2025

Figuring out which bank offers the best first time home buyer program can be tough. This article lays out the banks that stand out right now, what their programs really offer, and how to sort through the fine print. You'll get tips on comparing rates, understanding down payment help, and using pre-approval to your advantage. By the end, you'll feel way less confused about picking the right bank.

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8 Jun

Shared House-Living: How to Make Shared Ownership Work

Shared Ownership

Shared House-Living: How to Make Shared Ownership Work

Ever wondered how to actually make life work in a shared house? This article breaks down the real-life challenges and solutions for shared ownership homes, from setting ground rules to handling bills and privacy. You’ll get down-to-earth tips for dividing chores, handling awkward conversations, and setting up household meetings without feeling like you’re back in school. Learn how to make communal living not just bearable but actually enjoyable. No fluff, just advice you can start using right away.

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7 Jun

What Credit Score is Needed to Buy a House?

First Time Buyer

What Credit Score is Needed to Buy a House?

Thinking about buying your first house? Your credit score can make or break the process. This article breaks down what score you need for different types of mortgages, why lenders care so much, and the real impact your score has on your loan options. Find out why a good score saves you so much money and what you can do if your number isn't where you want it yet. Learn the next moves to make your home dream a real thing.

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4 Jun

FHA Loan Downside: What First-Time Buyers Need to Know

First Time Buyer

FHA Loan Downside: What First-Time Buyers Need to Know

Thinking about an FHA loan? There are a few things you should know before you get too excited. This article lays out the main drawbacks, like mortgage insurance and property limits, so you can go in with your eyes open. If you're a first-time home buyer, you'll find straight answers about real costs and what to watch out for. See how the small print affects your budget so there are no surprises later.

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1 Jun

Is a 900 Credit Score Possible? Truths Every First-Time Homebuyer Should Know

First Time Buyer

Is a 900 Credit Score Possible? Truths Every First-Time Homebuyer Should Know

Wondering if a 900 credit score exists? Loads of first-time homebuyers get tripped up by credit score myths, especially when searching for their dream house. This article breaks down the real highest credit score out there, what it takes to get top marks, and what actually matters for your mortgage. You'll get straight facts, practical tips, and a few surprises about how lenders really see your score. If you're feeling lost in the numbers, this guide turns all the credit confusion into something you can use.

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1 Jun

2% Rule for Investment Property: Does It Still Work in 2025?

Property Investment

2% Rule for Investment Property: Does It Still Work in 2025?

The 2% rule has been a go-to shortcut for property investors trying to judge if a rental property makes financial sense. This article breaks down what the 2% rule is, if it still works in 2025, and its real-world strengths and weak spots. Readers will learn how to quickly calculate the 2% rule, see why it might trip up beginners, and get practical tips on using it without falling into costly traps. You'll walk away with clear, actionable ideas on using (or skipping) this formula when checking your next buy to let deal.

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29 May

iQ Accommodation: What Does It Really Provide for Students?

Student Accommodation

iQ Accommodation: What Does It Really Provide for Students?

Curious about what iQ accommodation actually offers? This article breaks down the essentials you get with iQ as a student, from room types and security to social events and all-in costs. Find out what sets iQ apart, what’s included in your rent, and get helpful tips for making the most of your student housing experience. We cover hidden costs, location perks, and extras most students miss. If you're thinking about booking with iQ or just want the hard facts before signing a lease, this guide keeps it simple and real.

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25 May

Estate Agents Near Me: What Do You Say When Contacting a Real Estate Agent?

Estate Agents

Estate Agents Near Me: What Do You Say When Contacting a Real Estate Agent?

Not sure what to say when reaching out to a real estate agent? This article breaks down what to include in your first message or call, why honesty pays off, and tips for getting quick and useful replies. You'll learn the common mistakes people make, how to ask the right questions, and what info helps agents help you. Get ready to make your home search or sale way smoother.

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24 May

How Much Do Most Real Estate Agents Charge? Get the Facts Near You

Estate Agents

How Much Do Most Real Estate Agents Charge? Get the Facts Near You

Ever wondered how much a real estate agent really costs? This article breaks down what most agents charge, why those numbers aren't always set in stone, and what you get for your money. It digs into the standard commission structure, what influences an agent's fee, and ways you might be able to save. Learn why asking the right questions can make a huge difference if you're planning to buy or sell a home. You'll walk away knowing exactly what to expect, and maybe even how to negotiate a better deal.

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21 May

Share Ownership Structure: How It Works for Shared Ownership Homes

Shared Ownership

Share Ownership Structure: How It Works for Shared Ownership Homes

Curious how shared ownership actually works behind the scenes? This article breaks down the share ownership structure for shared ownership homes in plain English. You'll get clear answers on percentages, responsibilities, and what changes if you buy more shares. Plus, pick up tips on avoiding common surprises. Whether you're just exploring options or already browsing listings, you'll leave knowing what to look for.

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18 May

Can Two Friends Buy a House Together on Loan?

Shared Ownership

Can Two Friends Buy a House Together on Loan?

Thinking about buying a house with a friend? It's possible, but comes with a lot to think about. This guide breaks down how two friends can get a mortgage together, what lenders look for, and the pitfalls to watch out for. Dive into practical tips, legal must-knows, and real talk about sharing ownership and responsibility. If you're outpriced solo, teaming up could be the move—but only with your eyes wide open.

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18 May

Cheap Houses for Sale: Where Can You Buy a House for $50K?

Affordable Homes

Cheap Houses for Sale: Where Can You Buy a House for $50K?

Looking for a home for $50,000 or less? This article breaks down real locations around the world where properties are actually in your price range. You'll learn which countries offer the best deals, what types of houses you can expect, and what to watch out for in the buying process. Plus, you’ll get key tips to steer clear of common mistakes. Whether you want a fixer-upper or somewhere ready to move in, this is your guide to budget-friendly real estate.

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